Credit Risk Analyst

Location: Bristol/ Hybrid - 3 days in the office.

Contract Type: Permanent

Salary: up to GBP50,000

The Company

My client a leader in the energy field is looking for a Credit Risk Analyst to work on one of the UK s key construction projects

Role

As the Credit Risk Analyst, you will take personal responsibility for managing, measuring, monitoring and mitigating credit risk for all suppliers and contractors

Key Responsibilities:

Perform pre-contract signature credit risk and company analysis on counterparties programme, ensuring the service is on time and performed in a consistent and accurate manner

Responsible for Credit Application Form (CAF) process and ongoing monitoring and reporting of the existing counterparty credit risk exposure as well introducing improvements and best practice to the process

In conjunction with the Legal Department and Commercial team, support negotiations to obtain credit support documents from existing and potential new counterparties and liaise with the companies

Corporate Credit Risk team to ensure requests for any credit support documents to be given in accordance with policy

Contribute to development of methodologies and reports to regularly review the credit exposures from existing counterparties and their guarantors, in alignment with updates of contract values and/or performance; responsible for ongoing monitoring and reporting of existing counterparty credit risk exposure

Work with Commercial Managers to implement credit risk mitigation strategies and actions, including ongoing monitoring for counterparties and contracts

Prepare credit risk papers and presentations for discussion at the monthly Corporate Counterparty & Market Risk Committee (CCMRC) and to company executives as appropriate

Have a clear understanding of the Credit Risk Policy and techniques used to mitigate credit risk. Be confident in fielding queries on the policy from Senior Management, Investors and other Stakeholders

Personal Profile

Comprehensive experience of credit risk: methodologies, management techniques, fundamentals of analysis and prior experience of analysing financial statements is essential

Experience of negotiating credit support documentation and capability to represent third parties during contractual negotiation essential

Commercial acumen with the ability to understand complex commercial and contractual issues and relate these to credit risk issues with direct experience with a construction industry or supply chain environment preferable

Excellent communication, collaboration and leadership skills with the ability to adapt to different audiences (financial and non-financial) including at director level

Proven relationship building skills at the same time able to challenge seasoned professionals robustly

Capable of multi-tasking, adapting to an evolving environment and changing priorities with a high degree of emotional intelligence and resilience under pressure to meet demanding deadlines

Highly motivated self-starter and team player with commitment to continuous improvement and development of skills and knowledge

Strong organisational and time management skills with high level attention to detail
Act with complete integrity and confidentiality

For further information, please contact Rhian Mountjoy at Seymour John Recruitment Ltd

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